Downpayment for condo in Singapore normally entails 25% minimal for bank mortgage buys, with at least five% in dollars and 20% cash/CPF; for first housing loan, LTV nearly 75%, Consumer’s Stamp Obligation applies on tiered prices, Supplemental Purchaser’s Stamp Responsibility differs by profile; typical new launch scheduling payment five% income, remainder of twenty% upon performing exercises inside of option time period, progressive payment by design stages; resale calls for Possibility Charge (1% funds) then workout (four% money) and harmony; lawful expenses, valuation, house loan duty, and hearth insurance policy add to check here upfront costs; similar key terms incorporate condo downpayment, LTV restrictions, TDSR fifty five%, MSR not relevant to non-public, CPF OA use limits, minimal income, ABSD remission for married partners, financial institution desire rates, lock-in, and pricing sensitivity by district.